Explains how to transfer money from one Japanese bank to another via ATM!
Japanese bank ATMs do not have sufficient foreign language support, so foreigners may have to operate them in Japanese. This article explains how to transfer money from one Japanese bank to another via ATM in an easy-to-understand manner for foreigners.
How to transfer money to another bank in Japan using an ATM
The procedure for transferring money to another bank via ATM is generally the same for all banks. Here we will explain the procedures that are common to all banks.
1. Press the "Transfer" or "Remittance" button.
Japanese bank ATMs start with a screen with about 10 buttons, including "Withdraw," "Deposit," and so on. To send or transfer money to another bank, press the button marked "Transfer" or "Money Transfer.
2. Insert a cash card or bankbook.
After pressing the button, the next step is to insert either a cash card or a bankbook. Note that the cash card and bankbook are inserted in different places.
3. Enter your PIN
Next, enter your bank account PIN.
4. Select the bank you wish to remit/transfer money to.
Next, select the bank to which you wish to send or transfer the money. Most ATMs display a screen with about 10 buttons with the names of well-known banks that are often used. If one of them is the bank you want to transfer money to, press that button.
If not, there should be a button at the bottom right of the screen that says "Show Next" or "Other Financial Institutions," etc. Press that button and other banks will be displayed. To send or transfer money to a foreign bank, press the "Foreign Bank" button.
5. Select a bank branch
Next, select your bank branch. You should see all kinds of katakana displayed, such as "a," "b," and "u," so choose the first katakana of the branch from the list. For example, press "shi" for Shinjuku branch.
Press the katakana button to see all the branch names that begin with that letter, and choose the branch you wish to remit or transfer funds to.
6. Select the type of account
Next, choose whether your bank account is a "savings account" or a "checking account. Since checking accounts are somewhat specialized accounts for businesses, you will most likely choose a savings account.
7. Enter the account number and amount of the account you wish to remit/transfer.
Next, enter the account number and amount of the account to which you wish to send or transfer money. You may also enter other information such as your phone number.
8. Final confirmation
Finally, a screen will appear showing all the details of the remittance/transfer. After confirming that there are no errors, press the "Confirm" button to complete the remittance/transfer procedure.
Points of use by bank
The procedure for remittances and transfers at ATMs is generally the same at all banks, but the procedure may differ slightly from bank to bank, and the buttons displayed may be in different Japanese.
Therefore, here we explain the key points on how to use major Japanese banks for remittances and transfers.
JP Bank (former Postal Savings Bank, created when the Postal Services were privatized)
When you want to send or transfer money to another bank from a Japan Post Bank ATM, first press the "Money Transfer" button. The "Transfer" button is probably the third button from the top on the left side.
Then, on the next screen, press "Transfer funds to another bank account. The term "other bank" refers to "other banks.
Reference:Remittance to Japan Post Account
Mitsubishi UFJ Bank
At a Bank of Mitsubishi UFJ ATM, first press the button marked "Transfer". The "Transfer" button is probably at the bottom left of the screen. Next, about 10 major banks will be displayed, so if there is a bank to which you wish to send money, press the button.
If there are none, press "Other Financial Institutions" in the lower right corner of the screen. Then press "Bank" on the next screen that appears, and you will be taken to a screen where you can select another bank.
Reference:Bank of Mitsubishi UFJ
Sumitomo Mitsui Banking Corporation
For SMBC, first press "Transfer" on the first screen. Next, you will see the main banks to which you will send money, so if you have a bank to which you will send money, press the button.
If not, press "Other" in the lower right corner of the screen, then press "Bank" on the next screen that appears.
Reference:Bank transfer: Sumitomo Mitsui Banking Corporation
Mizuho Bank
For Mizuho Bank, first press the "Transfer" button. Next, several major banks will be displayed, so if there is a bank you wish to remit/transfer funds to, press it.
If not, press "Next" in the lower right corner of the screen and a different bank will be displayed. If you still cannot find it, press "Next" again to see more different banks.
Reference:Transfer｜Mizuho Bank, Ltd.
Japanese commonly used in remittances and transfers
Here we introduce some of the Japanese words commonly found at Japanese bank ATMs that are often used when sending or transferring money to other banks.
| Japanese (language) | hiragana | romaji | Native language |
| Bank transfer or remittance | remittance for rent paid by a tenant farmer | Ofurikomi Gosoukin | Transfer |
| personal identification number | password number | Anshou bangou | PIN |
| account number (bank, etc.) | account number (bank, etc.) | Kouza bangou | Bank account number |
| account name | rakugo stage name | Kouza meigi | Account holder |
| confirmation | affirmation | Kakunin | Confirmation |
| amendment | benthic | Teisei | Correction |
| cancel | revocation | Torikeshi | Cancel |
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summary
It is difficult for foreigners to send or transfer money at ATMs in Japan, but you can do it if you remember the common procedures and a few Japanese words that often appear. If you are still unsure, ask a staff member and they will be happy to help you.
